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  • Aspire Realty Blog

    Tuesday, October 1, 2019   /   by Katherine Kiernan

    Preparing Your Home for Fall

    With Winter around the corner, Fall is a great time to consider selling or buying a home. Now that everyone is back from the lake and kids are back to school, it can be a good time to get some things done around the house. 

    Whether you're planning to list your house or not, we've come up with a few house cleaning ideas to help prepare your home for fall.

    Clean downspouts and gutters.
    Give your house a fresh coat of paint while the weather is cooler.
    Roof maintenance to prepare for winter weather.
    Fireplace and chimney maintenance.
    Replace filters for your furnace and heaters. Ensure window and door seals are in good condition to keep out cold air and save on energy costs.

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    Tuesday, October 1, 2019   /   by Katherine Kiernan

    Homeowner Tips & Tricks: Fixed-Rate Mortgages

    How do I choose between a 15-year or 30-year FRM?
    Below is a comparison chart that details the comparison of total payments over the life of a loan, using the US National Average Home Loan as an example.

    As you can see, a 30-year fixed-rate loan will end up costing you more in the long run. However, not everyone can afford the higher monthly payments that comes with the 15-year loan. It all comes down to evaluating your financial situation and making the decision that is right for you!

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    Tuesday, October 1, 2019   /   by Katherine Kiernan

    New Review Program

    What better way to warm up this fall than with FREE coffee?

    Complete a review for Aspire Realty on any of the following pages and we will send you a $5 Starbucks gift card for each review that you submit. 




    Your reviews are the greatest compliment we can receive! 

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    Tuesday, March 8, 2016   /   by Katherine Kiernan

    The Jordahl Custom Homes Home Building Journey

    When you looking for a new home there are two options to choose from, you can buy an existing home, or build a new home. I'm sure you have heard people talk about how hard or stressful it is to build a new home. Well with Jordahl Custom Homes that cannot be further from the truth. They have taken the home building process and refined it to take the hassle and headache out of it.

    There are 5 major miles stones on your way to a new home with Jordahl. 

    Initial Consultation

    First things first, call the Aspire Realty Team and Set Up An Appointment with us. We will walk you through step by step what you can expect through this entire process. Answering your questions and getting you on the right path to building your new home
    In this first meeting we will get to know What You Want and What You Need to have in a home. This will allow us to guide and advise you throughout the rest of the process.
    Once you know what you want and need in a house we will Choose Th ...

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    Monday, December 7, 2015   /   by Katherine Kiernan

    Did you know - The Mortgage Industry

    Mortgage Programs - There are many types of mortgage programs available to home buyers. When you are talking to your mortgage professional make sure you ask if there are any types of programs you might be eligible for.

    First time homebuyer programs are available

    There are income limits on these programs

    State of ND has a program where they will give you 3% of your loan to help with closing costs or down payment
    VA loans

    0 money down

    FHA Loans (First Time Home buyer loans)

    3.5% down payment required
    More lenient credit guidelines

    Conventional Loans

    As little as 3% down in some cases
    There are mortgage insurance options available if more than 5% is put down

    Investment Buyer - If you are an investor 20-25% of down payment is needed in most cases.

    Mortgage Insurance is an insurance polity which would compensate the lender/investor in case of default on the loan.

    Required on conventional loans with less than 20% down ...

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