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  • Katherine Kiernan | Aspire Realty Blog

    Tuesday, March 8, 2016   /   by Katherine Kiernan

    The Jordahl Custom Homes Home Building Journey

    When you looking for a new home there are two options to choose from, you can buy an existing home, or build a new home. I'm sure you have heard people talk about how hard or stressful it is to build a new home. Well with Jordahl Custom Homes that cannot be further from the truth. They have taken the home building process and refined it to take the hassle and headache out of it.
    There are 5 major miles stones on your way to a new home with Jordahl. 

    Initial Consultation

    First things first, call the Aspire Realty Team and Set Up An Appointment with us. We will walk you through step by step what you can expect through this entire process. Answering your questions and getting you on the right path to building your new home
    In this first meeting we will get to know What You Want and What You Need to have in a home. This will allow us to guide and advise you throughout the rest of the process.
    Once you know what you want and need in a house we will Choose The Neim ...

    Monday, December 7, 2015   /   by Katherine Kiernan

    Did you know - The Mortgage Industry

    Mortgage Programs - There are many types of mortgage programs available to home buyers. When you are talking to your mortgage professional make sure you ask if there are any types of programs you might be eligible for.

    First time homebuyer programs are available

    There are income limits on these programs

    State of ND has a program where they will give you 3% of your loan to help with closing costs or down payment
    VA loans

    0 money down

    FHA Loans (First Time Home buyer loans)

    3.5% down payment required
    More lenient credit guidelines

    Conventional Loans

    As little as 3% down in some cases
    There are mortgage insurance options available if more than 5% is put down

    Investment Buyer - If you are an investor 20-25% of down payment is needed in most cases.

    Mortgage Insurance is an insurance polity which would compensate the lender/investor in case of default on the loan.

    Required on conventional loans with less than 20% down

    Buyer Paid or Financed Morm ...

    Tuesday, November 24, 2015   /   by Katherine Kiernan

    Did you Know - The Importance of Marketing your Home

    Did you know 50% of buyers will rule your house out based on marketing alone?

    Use great pictures
    Present your home in the best light possible
    Stage your home
    Listen to your agents recommendations

    Poor pictures can lead buyers to believe the home is a fixer upper which can cause them to rule your house out all together or present a lower offer.
    Even while emphasizing the fine details poor presentation can negate all of positives like, 

    Price Point
    # of Bedrooms
    # of Bathroom
    Square Footage
    Area of town
    School district

    Previous Did you Know segments:

    Sign in the Yard
    5 P’s of Real Estate

    Want to sell your house? Contact us, we would love to help you on this journey!

    For more information about homes for sale in Fargo, ND, West Fargo, ND, Moorhead, MN or the lakes area feel free to reach out to the real estate experts, 

    Kiernan /DeJean Property Associates at Element Realty 

    Phone: 701-306-8303
    Email: kdm ...

    Monday, November 9, 2015   /   by Katherine Kiernan

    Did you Know - The 5’s P’s of Real Estate for Home Seller Should Know

    There are a few bare bones things that need to be done to sell your house. All agents do the 3 basic things. Put a sign in the Yard, Put it on the MLS, and Pray for a Sale.
    At Aspire Realty Team we are never satisfied with what everyone else is doing. We want to make sure you as the seller have the best experience possible and get top dollar for your house. So we have added two more P’s to that list to help make sure that your house sells for top dollar.
    Put a Sign in the Yard 

    This will help generate traffic by letting your neighbors and neighborhood know your house is for sale

    Put it on the MLS

    Putting your home on the MLS will let other real estate agents and prospective home buyers outside your neighborhood know the house is for sale

    Price to Sell

    Price is important all the time even in a seller’s market.
    Make sure your home is priced to comparable properties in the area. If it is overpriced this can really harm the salability. If you do h ...

    Monday, November 2, 2015   /   by Katherine Kiernan

    Did you Know – Sign in the Yard

    What this means for the Seller

    The home owner has hired an agent to represent them to get the best price for their house

    There has been a contractual number determined on what to pay the buyer’s agent.
    Calling on a house that is for sale without an agent representing you will not save you any money. The commission has already been built into the price.

    There are instances where the seller will get a discount on the commission they have to pay

    What this means for the buyer

    As a buyer having an agent represent you will work in your favor because your representation will work to get you the very best price on the house you love. This will help make sure you do not over pay for the house
    What a good buyer’s agent will do for you

    They bring their knowledge and experience of the market
    They have your best interest at heart
    This will work tirelessly to get you the best property for the very best price
    The agent works exclusive; ...